醫學英語：如何選擇合適的醫保方案？

The Marketplace is a new way to find quality health insurance.

市場是尋找優質醫保的新方法。

Women can compare different plans based on price, benefits, quality, and other features that will help them make informed decisions about their health and the health of their families.

女性可以根據價格、收益、質量以及其他有利于她們為自己和家人做出精明決策的特點來對比不同的醫保方案。

You can choose the combination of price and benefits that fits your budget and meets your needs.

你可以選擇適合你的預算和需求又兼具價格和收益的方案。

Essential health benefits are minimum requirements for all Marketplace plans.

必要的健康收益是對市場方案的最低要求。

Benefits include, but are not limited to, preventive and wellness services, pediatric services, emergency services, and hospitalization, including surgery.

收益包括但不局限于預防性健康服務、兒科服務、緊急服務和囊括手術在內的住院。

Marketplace health plans must also cover preventive services for women without charging a copayment or coinsurance.

市場醫保方案必須包括為女性提供的預防服務，并且不會收取共擔額或共付保險費。

These include bone density tests to screen for osteoporosis, mammograms, pap tests, HIV and STD screening and counseling, contraception, and well-woman visits, as well as other services that specifically address the health needs of women.

這些包括檢查骨質疏松的骨密度測試、乳房射線檢查、巴士涂片檢查、艾滋病及STD掃描和咨詢服務、避孕、保健成癮的訪問以及其他強調女性需求的服務。

With one Marketplace application, you can choose and compare health plans, enroll in health coverage, and learn about Medicaid and the Children’s Health Insurance Program that covers families with limited incomes.

只需要填寫一份市場申請表，你就可以選擇對比健康方案、參加健康服務、了解醫療補助計劃和覆蓋低收入家庭的兒童醫保項目。

If you already have insurance, you may be able to lower your costs.

如果你已經有醫保了，那你也可以縮減支出。