華爾街的賺錢經：第81期 紙幣vs信用卡(1)

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Cards to Replace Notes in Our Affections

紙幣vs信用卡未來誰主天下

Credit and debit cards are expected to overtake cash this year as Britain's most popular method of payment, according to a new industry report.

根據一份新的行業報告顯示：今年，信用卡和借記卡有望取代現金成為英國最流行的付款方式。

It will be the first time that card payments have outstripped cash outlay for goods and services. There are 246 plastic card transactions made every second.

這是購買商品和支付服務費用時銀行卡付款方式首次超過現金付款方式，每秒鐘有246筆銀行卡交易。

Total plastic card use is expected to exceed ￡269 bn in 2004, just a whisker ahead of the predicted ￡268 bn for cash payments, said a spokesman for the banking industry body the Association for Payment Clearing Services.

銀行業機構付款清算服務協會發言人說，2004年使用信用卡進行交易的總額有望超過2，690億英鎊，比預計的現金支付總額 2，680億英鎊稍高一些。

The group, which represents the major banks, said credit cards had become "demonized" as one of the main causes of ballooning debts, but added: "Without plastic, our society would virtually grind to a halt."

這個代表著各主要銀行的協會說，信用卡已經成了“魔鬼”，是造成債務激增的主要原因之一，但他們也補充道：“沒有信用卡，我們的社會將會停滯不前。”

Last year, the number of plastic cards in use in Britain grew by 13 million, or 9%, to 160 million-the equivalent of 3.5 cards per adult. Two-thirds of card transactions are now made using debit cards.

去年，使用中的英國信用卡數量增加到 1.6億，增長了1300萬，增幅達9%，相當于每個成年人擁有3.5張信用卡?，F在，借記卡占銀行卡交易的2/3。

注釋：

1. overtake vt. 趕上;壓倒;突然來襲

例句：Overtake it or miss it for ever.

追上它抓住它，否則就永遠失去了它。

2. trip vi. 絆倒;遠足;犯錯誤;輕快地走

例句：She tripped and fell last night and broke her hip.

她昨晚絆倒了，摔斷了髖關節。

3. plastic adj. 塑料的;(外科)造型的;可塑的

例句：The plastic coating is easy to apply on any surface.

塑性涂料容易涂在任何表面上。

4. transactions n. 處理，[圖情] 會報;匯報(transaction復數)

例句：I appreciate your efforts and cooperation and hope that this will be the forerunnerof other transactions in future.

我感謝你方的努力和合作.并希望這筆交易將只是今后更多交易的開始.

5. grind vi. 磨碎;折磨

例句：The lenses for giant telescopes are very expensive to grind.

磨制巨型望遠鏡的鏡片價格非常昂貴。

6. equivalent n. 等價物，相等物

例句：While the gate is not as fast as its traditional equivalent, it loses far less energyper operation, Mohanty claims.

雖然門速度比不上傳統的等效，它就會失去大大減少每次手術的能源，莫漢蒂索賠。